Recovery pricing
You pay only when money is recovered. No monthly fees, no subscription, no long-term contracts.
Tiered recovery fee by invoice age
Fee is based on how many days past due the invoice was when the customer paid. $1 minimum per payment, $1,000 cap per invoice. If you recover $0, you pay $0.
Payment processing included
Our recovery fee is all-in-one — it covers payment processing for every method your customers use. No separate charges for card, ACH, digital wallets (Apple Pay, Google Pay, Link), or Pay by Bank. You receive one net payment per transaction.
Payments are processed via Stripe and go to your connected Stripe account — we don't hold your funds. Paymentron is not a payment processor or merchant of record.
How recovery pricing works
The recovery fee is determined by invoice age at the time of payment. If a customer pays while the invoice is 1–30 days past due, the fee is 5% of the amount paid. If they pay when the invoice is 31–180 days past due, the fee is 10%. There is a $1 minimum per payment and a $1,000 cap per invoice.
No activation-based pricing. You pay only when a payment is recovered.
What’s included
- Structured recovery workflows (email, SMS, statement cadences)
- Branded payment checkout (Stripe)
- All-in-one fee — card, ACH, wallets, Pay by Bank processing included; one net payment per transaction
- Payments sync to QuickBooks or Xero
No monthly minimum
If you recover nothing, you pay nothing. No subscription, no commitment.
Per-invoice cap
Each invoice has a maximum recovery fee of $1,000, regardless of amount paid.
All-in-one fee
Card, ACH, Apple Pay, Google Pay, Link, Pay by Bank — processing fees covered. One deduction at payout; one net payment to you.
No hidden costs
No setup fees, no long-term contracts. You pay only when money is recovered.
Examples
5% would be $0.40; $1 minimum applies
5% (1–30 days past due)
10% (31–180 days past due)
10% would be $2,000; cap is $1,000 per invoice
Payment processing: Payments go to your connected Stripe account; we don't hold funds. Stripe may ask you to complete identity verification — that's normal and usually takes 1–2 business days. Paymentron is not a payment processor or merchant of record. Our recovery fee is all-in-one and covers processing for every payment method — you pay only the tiered recovery fee (5% or 10%, $1 minimum, $1,000 cap) and receive one net payment per transaction.
No credit card required • QuickBooks & Xero
Aligned incentives
We only succeed when you do. Our success-based model means we're motivated to recover as much as possible.
Risk-free
No upfront investment. No monthly commitments. Try it risk-free and only pay when you see results.
Transparent
See exactly what you're paying for. One all-in-one fee at payout, with a clear breakdown and one net payment.